Family looking at tablet explaining Breeze Lease Residential Equipment Leasing Family looking at tablet explaining Breeze Lease Residential Equipment Leasing

HVAC Equipment and Water Heater Leasing

Breeze Lease Purchase has one goal: to help homeowner’s in need by providing fast and flexible lease-to-own options for repairing or replacing their critical home comfort systems

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Over 29% of Americans Have Less-than-perfect Credit

This means they don’t have access to traditional contractor financing. That’s where Breeze Lease Purchase steps in to bridge the gap. We make it easy to upgrade not only your HVAC system, water heater, furnace, or heat pump, but also the parts needed to keep them running. That simplicity is why so many contractors are beginning to offer equipment leasing.

Contractor in green overalls flashing a thumbs up after homeowner finished leasing their new ductless AC unit

Making Comfort Possible for Homeowners and Contractors

When a major home system fails, the stress can be overwhelming, especially when finances are tight. Breeze Lease Purchase is here to help homeowners get the HVAC equipment they need without traditional credit checks. We believe everyone deserves comfort at home, and we’re here to make that possible.

If you're a contractor, partnering with Breeze lets you serve more families without adding to your workload. Just refer clients who are struggling to afford a new HVAC System, water heater, furnace, or AC. Typically those who can’t use traditional financing options. If you are a contractor, partnering with Breeze lets you service more families without a delay. You have complete control of the process from sending the customer the application, to creating the contract, then marking the lease to be funded. There is no hold up or delay with our fast and seamless process.

Whether you’re a homeowner in need or a pro ready to grow your business, Breeze Lease Purchase makes comfort possible for everyone.

Why Choosing Breeze Lease Purchase Makes Sense

Credit Status Doesn’t Matter

At Breeze Lease, we provide homeowners with solutions for their home equipment needs.

Affordable with No Hidden Fees

Purchasing home improvement equipment, such as an HVAC system or water heater, is more affordable with a lease, even for those with financial hardships. There are no hidden fees. Just a fixed monthly payment for the life of your lease.

A Fast and Easy Consumer Process

We know it’s difficult to face financial problems, but we make it easy to find the comfort you need.

People shaking hands after a HVAC leasing deal through Breeze Lease Purchase

About Breeze Lease Purchase

Founded to serve everyday homeowners, Breeze Lease Purchase helps people overcome financial barriers to home improvement. From HVAC upgrades to water heaters, our lease-to-own solutions are designed with real life in mind. There are no hard credit checks or hefty downpayments. We are a division of Okinus Credit Solutions, and have been proudly serving the U.S. from our home office in Georgia since 2004.

Our process is simple: when financing is a concern, refer the customer to us. We’ll handle the rest and make sure the contractor gets paid. Backed by years of of integrity and excellence, Breeze Lease Purchase makes doing the right thing, for customers and contractors, easier than ever.

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Don’t Be Afraid to Chat With Us

Have questions? Want to learn more about us? Curious about the advantages of HVAC and water heater leasing? Let’s talk!

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Map of Eligible States

Map of States Where HVAC Leasing Is Allowed in blue and grey. Excludes NJ, DC, WY, HI, MN, and WI.

Equipment & Replacement Parts That Can Be Leased With Us

Air Conditioners

The typical AC unit will run well over $5000 when installed. We offer cooling system leasing to make cooling system replacement accessible to more people. This is true even if you're installing a ductless system.

Heating Systems

Dependable heating equipment is a must these days. But new furnaces and boilers in some parts of the country run in excess of $5000. Our HVAC equipment leasing turns that budget hit into something more manageable.

Heat Pumps

Heat pumps are now available throughout the United States. But they're just as expensive as more traditional options. Allowing them to be leased expands the number of people who can benefit from these versatile systems.

Water Heaters

Work with Breeze Lease Purchase to make cold showers a thing of the past. We offer leasing options for both traditional and tankless water heaters. Our water heater leasing services allow installation payments to be spread out over 48 months.

Replacement Parts

Things like heat exchangers and evaporator coils can get expensive. But it's often better to replace them than buy a new unit. Leasing these parts from Breeze Lease Purchase gets you the repairs you need without credit worries.

Beautiful home helped to comfort by HVAC equipment leasing through Breeze Lease Purchase

The Advantages of Equipment Leasing for Homeowners

  1. Access to HVAC equipment upgrades regardless of credit
  2. Instant approvals ranging from $9000 to $18000
  3. Applications that take less than a minute
Family shaking hands with Breeze Lease contractor and happy to get approval

Go From Uncomfortable to Lessee in a Minute or Less

Upgrading your water heating system or HVAC system is hassle-free with Breeze Lease Purchase. Simply scan the provided QR code and complete the form. Most clients get instant approval!

Apply for Equipment Leasing
HVAC contractor flashing a thumbs up after final check on an AC unit leased through Breeze Lease

Why Offering Breeze Lease Purchase Is a Good Idea

  1. Contractors like you can serve more people
  2. Breeze Lease Purchase handles the financial side of things
  3. Going from install to funding in as little as 3 days
  4. Our way doesn’t require additional funding or training
  5. Access to our network means more customers for you

Our Associations and Partners

  • Proud Partners with Women in HVACR
  • Proud Partners with ACCA
  • Proud Partners with Online Access
  • Proud Partners with Service Nation
  • Proud Partners with FTL Finance
  • Conditioned Air Association of Georgia logo.
  • Florida Refrigeration and Airconitioning Contractors Association logo.
  • Air Conditioning Contractors Association logo.
  • Texas Air Conditioning Contractors Association logo.
  • Plumbing-Heating-Cooling Contractors Association logo.
  • Mechanical Trade Contractors of Arizona logo.
  • South Carolina Association of Licensed Trades logo.
  • Louisiana plumbing heating cooling contractors association logo.
  • Tennessee plumbing heating cooling contractors association logo.
  • Shearer Supply logo.
  • Egia logo.
  • Southern Nevada Air Conditioning Refrigeration Service Contractors Association (SNARSCA) logo.
  • Sheet Metal and Air Conditioning Contractors' National Association logo.